Emergency Medical Travel Insurance
Is there anything worse than getting sick or injured on a trip? How about getting sick or injured and having to pay unexpected medical expenses! When travelling outside of our province or territory of residence, we sometimes forget as travellers that our government health care plan does not cover us completely, especially when we travel outside the country. This means that any related costs have to come out of our own pocket, which can become very costly depending on the country and medical emergency. That’s why emergency medical travel insurance is so important.
The TIPS Emergency Medical Plan was designed to protect your wallet in case of unexpected illnesses or injuries. It is available to travellers up to the age of 89 and provides essential, unlimited hospital and medical coverage for trips outside of your home province/territory. This makes it a truly smart choice for any traveller.
Benefit Summary:
Emergency Medical Expenses
Imagine you unexpectedly injure yourself or become ill while on your trip. This benefit has you covered against the resulting hospital charges and emergency medical expenses that arise.
Emergency Transportation Services
If your illness or injury requires you to be moved to a hospital or medical treatment facility immediately, this benefit will cover the services of land and/or air ambulance as well as remote location evacuation to your home province or territory of residence.
Emergency Dental
If you experience an unexpected injury to your mouth and/or head while on your trip and need emergency dental treatment, this benefit helps cover the expenses and even helps pay for continuing treatment after you return home.
Emergency Paramedical Services
If you experience an unexpected medical emergency on your trip, this benefit helps with the expenses of a chiropractor, chiropodist, physiotherapist, osteopath or podiatrist.
Visit to Bedside
If an emergency sickness or illness causes you to be hospitalized during your trip, your doctor might recommend that a relative or close friend come visit you at your bedside. This benefit helps cover the expenses to bring that person to your bedside and their meals and accommodations during their trip.
Accommodation & Meals
This benefit helps cover you in case your trip is altered by an unexpected event so much that you need to arrange new, temporary accommodations, and/or pay unexpected expenses for food and taxi-fares.
Repatriation of Remains
If you were to pass away on your trip, this benefit would help cover the costs to transport your remains back to your home country or for the cremation or burial of your remains at the place where death occurred.
Identification of Remains
If you passed away on your trip and someone was legally required to identify your remains, this benefit would cover their transportation costs and provide reimbursement for their meals and accommodations, up to the amount specified in the policy.
Return of Vehicle
If you are returning to your home province/territory of residence so that you can receive emergency medical care because of an illness or injury, this benefit will help cover the costs to return your vehicle that you were travelling in to your home or your rental vehicle to the appropriate rental agency.
Travel Assistance
Need emergency medical assistance, or need to replace a lost passport, arrange an emergency flight home, or get details on the local restaurants near your hotel? We provide 24/7, multi-lingual travel assistance and concierge services provided by a team of travel experts.
The above is a brief summary of coverage. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.