Imagine you unexpectedly injure yourself or become ill while on your trip. This benefit has you covered against the resulting hospital charges and emergency medical expenses that arise.

If you experience an unexpected injury to your mouth and/or head while on your trip and need emergency dental treatment, this benefit helps cover the expense and even helps pay for continuing treatment after you return home.

This benefit covers you if you have to be evacuated somewhere for emergency medical treatment or if you have to return to your home province/territory for emergency treatment.

Need to cancel your trip, before your trip departure date, because of an unexpected event such as an injury to yourself, a family member’s sudden death, or a schedule change that causes you to miss your flight entirely? This benefit reimburses you for the unused, non-refundable investments you’ve made in your trip.

This benefit covers you in case you have to interrupt a trip that’s already begun (on or after your trip departure date) for an unexpected event such as your own sudden illness, the illness of your travelling companion, or a delayed flight that causes you to miss a large part of your trip.

Even if your trip is delayed by unexpected events, you may still want to catch up and enjoy the rest of it. For example, you or your travelling companion could be delayed from reaching the airport because your car experiences a mechanical failure while on the road. If you miss your flight because of this and need to make new airline arrangements, this benefit will help cover extra expenses charged by the airline.

This benefit helps cover you in case your trip is altered by an unexpected event so much that you need to arrange new, temporary accommodations, and/or pay unexpected expenses for food and taxi-fares.

Coverage is provided if your luggage is lost, stolen, or damaged during your trip. Reimbursement is also available if your passport, travel visa, birth certificate, and/or driver’s license is lost, stolen, or damaged.

Covers you if your money, traveller cheques, travel tickets, or prepaid vouchers are lost or stolen while on your trip, up to $100.

Coverage is provided if you are seriously or fatally injured while travelling on your trip, including injuries from air flight accidents.

Need emergency medical assistance, or need to replace a lost passport, arrange an emergency flight home, or get details on the local restaurants near your hotel? We provide 24/7, multi-lingual travel assistance and concierge services provided by a team of travel experts.