All Products
1. All Inclusive Plan
Benefit Summary
| Emergency Medical | Unlimited | |
| Airflight Accident | Up To $100,000 | |
| Worldwide Accident | Up to $50,000 | |
| Baggage and Personal Effects | Up to $1,500 | |
| Personal Money | Up to $100 | |
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,500 | |
| Trip Delay / Special Events | Up to $1,500 |
The All Inclusive Plan provides essential emergency medical coverage as well as coverage for trip cancellations, interruptions, trip delays, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
2. Ultimate All Inclusive Plan
Benefit Summary
| Emergency Medical | Unlimited | |
| Airflight Accident | Up To $100,000 | |
| Worldwide Accident | Up to $50,000 | |
| Baggage and Personal Effects | Up to $1,500 | |
| Personal Money | Up to $100 | |
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,500 | |
| Trip Delay / Special Events | Up to $1,500 |
Receive the same, great benefits of the All Inclusive Plan, and the ability to cancel your trip for a reason not otherwise listed in the policy – you’ll be reimbursed up to 80% of any unused, non-refundable expenses. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
3. All Inclusive Plan – Last Minute
Benefit Summary
| Emergency Medical | Unlimited | |
| Airflight Accident | Up To $100,000 | |
| Worldwide Accident | Up to $50,000 | |
| Baggage and Personal Effects | Up to $1,500 | |
| Personal Money | Up to $100 | |
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,500 | |
| Trip Delay / Special Events | Up to $1,500 |
The All Inclusive Plan – Last Minute option is one of our most comprehensive plans available, providing essential emergency medical coverage as well as coverage for trip cancellations, interruptions, trip delays, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. This plan applies when the initial booking date of the trip is within 7 days of the trip departure date. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
4. Basic Plan
Benefit Summary
| Emergency Medical | Up to $500,000 | |
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Up to Sum Insured | |
| Trip Delay | Up to $800 |
The Basic Plan is similar to the All Inclusive Plan providing essential coverage but with lower/limited benefits. Coverage includes trip cancellation, trip interruption, trip delay as well as emergency medical. Please see the policy for complete details of benefits, exclusions, limitations and terms and conditions.
5. All Inclusive Canada Plan
Benefit Summary
| Emergency Medical | Unlimited | |
| Airflight Accident | Up To $100,000 | |
| Worldwide Accident | Up to $50,000 | |
| Baggage and Personal Effects | Up to $1,500 | |
| Personal Money | Up to $100 | |
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,500 | |
| Trip Delay / Special Events | Up to $1,500 |
The All Inclusive Canada Plan is designed for those Canadian travellers who are looking to discover their own backyard. It only applies to travel within Canada and provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
6. Non-Medical Plan
Benefit Summary
| Airflight Accident | Up To $100,000 | |
| Worldwide Accident | Up to $50,000 | |
| Baggage and Personal Effects | Up to $1,500 | |
| Personal Money | Up to $100 | |
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,500 | |
| Trip Delay / Special Events | Up to $1,500 |
Not looking for any emergency medical coverage as part of your travel insurance? Don’t pay for what you don’t have to. Get the coverage you really want with the Non-Medical Plan. It provides coverage for cancellation, interruption, trip delay, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. There is no coverage for Emergency Medical. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
7. All Inclusive Annual Plan
Benefit Summary (per trip)
| Emergency Medical | Unlimited | |
| Airflight Accident | Up To $100,000 | |
| Worldwide Accident | Up to $50,000 | |
| Baggage and Personal Effects | Up to $1,500 | |
| Personal Money | Up to $100 | |
| Trip Cancellation | Up to Plan Limit | |
| Trip Interruption – Unused Land | Up to Plan Limit | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,500 | |
| Trip Delay / Special Events | Up to $1,500 |
Are you a frequent traveller who’s planning on travelling more than once a year? Enjoy one of our most comprehensive plans for an entire year by choosing our All Inclusive Annual Plan. This plan provides coverage for an entire year, allowing travellers to take any number of trips outside of their province or territory of residence for either 15 day or 30 day trip durations. Travellers receive either $1500 or $2500 of cancellation and interruption coverage per trip (depending on the plan chosen), along with trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
8. Emergency Medical Plan
Benefit Summary
| Emergency Hospital and Medical | Unlimited | |
| Accidental Dental | Up to $1,500 | |
| Emergency Medical Evacuation / Return Home | Unlimited | |
| Accommodation and Meals | $350/Day up to $1,750 | |
| Incidental Expenses | Up to $250 | |
| Repatriation of Remains | Unlimited | |
| Cremation / Burial at Destination | Up to $3,000 |
There are many risks to travel, but some of the most financially daunting are unexpected illnesses and injuries. When travelling outside of your home province/territory, it is important to know that government health plans usually provide little emergency medical coverage to travellers, and often none at all. The Emergency Medical Plan provides coverage outside a traveller’s province/territory of residence for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
9. Annual Emergency Medical Plan
Benefit Summary (per trip)
| Emergency Hospital and Medical | Unlimited | |
| Accidental Dental | Up to $1,500 | |
| Emergency Medical Evacuation / Return Home | Unlimited | |
| Accommodation and Meals | $350/Day up to $1,750 | |
| Repatriation of Remains | Unlimited | |
| Cremation / Burial at Destination | Up to $3,000 |
The Annual Emergency Medical Plan provides coverage for one full year for any number of trips of either 15 or 30 days (depending on the plan chosen), outside your province or territory of residence for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
10. Visitors to Canada Plan
Benefit Summary
| Emergency Hospital and Medical | Up to plan limit purchased ($50,000, $100,000, $150,000) | |
| Includes*: | ||
| Emergency Paramedical Services | ||
| Accidental Dental | ||
| Emergency Medical Evacuation / Return Home | ||
| Accommodation and Meals | ||
| Visit to Bedside | ||
| Identification of Remains | ||
| Repatriation of Remains | ||
| Cremation / Burial at Destination | ||
| *Individual limits apply. Please see Policy for complete details. |
The Visitors to Canada Plan provides coverage for non-residents of Canada visiting Canada or Canadians returning to Canada who do not have a Canadian federal, provincial or territorial government health care plan. Coverage is for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Plan Limits of $50,000 and $100,000 are available for those over 13 days old and under 85 years of age. A Plan Limit of $150,000 is available to those over 13 days old and under 70 years of age. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
11. Trip Cancellation and Interruption Plan
Benefit Summary
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Unlimited | |
| Trip Delay | Up to $1,000 | |
| Trip Delay / Special Events | Up to $1,000 | |
| Accommodations and Meals | $175/Day Up to $350 | |
| Repatriation of Remains | Unlimited | |
| Cremation / Burial at Destination | Up to $3,000 |
Are you prepared to pay the price for a cancelled trip? What about a trip that’s cut short because of an unexpected event back home? With the Trip Cancellation and Interruption Plan, you don’t need to worry about the expenses. The Trip Cancellation and Interruption plan provides coverage for a variety of unexpected events that cause cancellation, interruption and trip delay. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
12. Youth Premier Plan (USA or Non-USA)
Benefit Summary
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Up to Sum Insured | |
| Trip Delay | Up to $1,500 | |
| Trip Delay Accommodations and Meals | Up to $200 | |
| Emergency Medical / Evacuation / Return Home | Up to $1,000,000 | |
| Repatriation of Remains | Up to $10,000 | |
| Baggage and Personal Effects | Up to $800 | |
| Lost or Stolen Passport/Travel VISA | Up to $300 | |
| Airflight Accident | Up to $25,000 |
The Youth Premier Plan provides young travellers under the age of 30 with comprehensive coverage against a wide variety of unexpected events including cancelled flights, interrupted trips, trip delays, medical emergencies, lost, damaged or delayed baggage, personal money loss, passport/travel visa loss and airflight accidents. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. If the Non-USA option is chosen, travel must be to non-USA destinations only.
13. Youth Ultimate Premier Plan (USA or Non-USA)
Benefit Summary
| Trip Cancellation | Up to Sum Insured | |
| Trip Interruption – Unused Land | Up to Sum Insured | |
| Trip Interruption – Return Flight | Up to Sum Insured | |
| Trip Delay | Up to $1,500 | |
| Trip Delay Accommodations and Meals | Up to $200 | |
| Emergency Medical / Evacuation / Return Home | Up to $5,000,000 | |
| Repatriation of Remains | Up to $10,000 | |
| Baggage and Personal Effects | Up to $800 | |
| Lost or Stolen Passport/Travel VISA | Up to $300 | |
| Airflight Accident | Up to $25,000 |
The Youth Ultimate Premier Plan is available to young travellers under 30, and builds on the great benefits provided by the Youth Premier Plan. It features higher emergency medical coverage (up to $5 million) and can reimburse you up to 80% of your expenses if you need to cancel your trip for a reason not otherwise listed in the policy. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. If the Non-USA option is chosen, travel must be to non-USA destinations only.
14. Summer Holidays Plan
Benefit Summary
| Emergency Hospital and Medical | Unlimited | |
| Accidental Dental | Unlimited | |
| Emergency Medical Evacuation / Return Home | Unlimited | |
| Accommodation and Meals | $350/Day up to $1,750 | |
| Repatriation of Remains | Unlimited | |
| Cremation / Burial at Destination | Up to $3,000 |
The Summer Holidays Plan provides emergency medical coverage during the summer season (from June to September). During this time, you can take any number of trips outside of your home province/territory and receive the same amount of coverage for each one. Travellers must be under 61 years old to purchase and must purchase prior to their trip departure date.